Banking & Financial AI • ActiveOnboarding Time 60%+ faster • Document Accuracy 98% • Screening Coverage 100% • Daily monitoring

Banking & Financial AI • Active

Customer Onboarding · Compliance · Automation Deterministic • Citation-linked

Threshold: Customer Onboarding

AI-orchestrated customer onboarding — document collection, identity & CDD verification, sanctions and PEP screening, risk scoring, and compliance sign-off in a single audited workflow.

Live system: Parallelized onboarding pipeline where intake, verification, and screening agents execute in parallel against shared customer data, converging on a single risk-…

60%+ faster

Onboarding Time

98%

Document Accuracy

100%

Screening Coverage

-70%

Compliance Escalations

Free 20-min discovery + 48h ROI audit Production-grade, not a demo4 weeks to first value

✓

Onboarding < 24 hours for routine cases • Human-in-the-loop for all high-risk decisions • Borderline flagged

Why this vs status quo

Do nothing

60%+ faster lost

Manual Banking & Financial AI

Build in-house

6–12 months

Hire + maintain

Threshold

98%

Weeks, not months

Document Collection • Identity & CDD Verification

Save ~10×

What ships

Document Collection — Automated intake and validation of ID documents, proof of ad…
Identity & CDD Verification — Verify individuals and corporate structures — directors, UBO…
Sanctions & PEP Screening — Real-time screening against OFAC, EU, UN, and local watchlis…
Risk Scoring & Segmentation — Model-driven risk segmentation per customer profile, jurisdi…
Compliance Sign-off — Structured review queue where compliance officers approve, c…
Audit Trail & Reporting — Immutable record of every document, decision, and data point…

Human signs every critical step • Audit trail included

Sample output & architecture

Watch 16s explainer

Threshold — Production Blueprint

Dated 18 Aug 2026 • #THR-2026-041

Onboarding Time: 60%+ fasterDocument Accuracy: 98%Screening Coverage: 100%Banking & Financial AI

Agents

Intake Agent • Due Diligence Agent • Screening Agent

Stack

Azure AI Foundry, Azure AI Document Intelligence, Azure AI Search, Microsoft Graph API

Workflow preview

1. Application Intake2. Identity & CDD Verification3. Sanctions & PEP Screening4. Adverse Media Scan

Data flow: Application Intake → Document OCR → Identity/UBO Verification → Screening → Risk Score → Decision Routing → Compliance Sign-off → Monitoring Handoff

Azure AI Foundry + LangChain • Azure provides the document intelligence, search, and hostinv1.0 • Audit trail

Why Azure AI Foundry + LangChain wins

Azure provides the document intelligence, search, and hosting foundations needed for regulated onboarding, while LangChain orchestrates the parallel agent workflow with an immutable audit trail. Full compliance alignment for CBUAE, DFSA, and ADGM expectations.

Alternatives: AWS Bedrock + LlamaIndex, Google Vertex AI + AutoGen

How Threshold works — Instant to first value

Application Intake → Identity & CDD Verification → Sanctions & PEP Screening → delivery. Full 8-step trail collapses below.

01 • Instant

Application Intake

Customer submits from web, mobile, or API. Intake agent collects documents and validates the checklist.

02 • < 5 minutes

Identity & CDD Verification

Individuals and corporate structures verified against registries and ID databases.

03 • < 1 minute

Sanctions & PEP Screening

Real-time screening across all watchlists with false-positive reduction.

Full 8-step audit trail

Application Intake • Instant

Customer submits from web, mobile, or API. Intake agent collects documents and validates the checklist.

Identity & CDD Verification • < 5 minutes

Individuals and corporate structures verified against registries and ID databases.

Sanctions & PEP Screening • < 1 minute

Real-time screening across all watchlists with false-positive reduction.

Adverse Media Scan • < 2 minutes

Automated scan of news and adverse media for entity and its principals.

Risk Scoring • < 30 seconds

Transparent risk score computed from profile, jurisdiction, and product factors.

Decision Routing • Instant

Routine cases auto-approve; complex cases route to compliance officers with full context.

Compliance Sign-off • Minutes

Officer reviews the packaged case file, adds conditions, and signs off in minutes.

Onboarding & Monitoring • Ongoing

Customer activated and moved into ongoing transaction monitoring with full audit trail.

Which Banking & Financial AI use case is yours?

Tap your model — see the exact hinge we test.

Corporate Account Opening

Onboard corporate clients end-to-end — structure, UBOs, source of funds — in a fraction of the manual effort.

Do nothing

60%+ faster wasted

• Manual Banking & Financial AI process
• No audit trail
• No evidence for inspector/investor

Build in-house

6–12 months • Hire team

• Hire + train + maintain
• No re-run if product changes
• Hard to show investor quickly

Threshold — 98%

8 steps • Agents • Evidence

Document Collection
Identity & CDD Verification
Daily watch + re-run

Multi-agent mesh — orchestrated

Live system presentation

Threshold · Agent Mesh

Step 1Instant

Application Intake

Customer submits from web, mobile, or API. Intake agent collects documents and validates the checklist.

Document uploadOCR extractionCompleteness checkChecklist tracking

Objections, answered

If it’s not answered, you’ll hesitate. So we answer it here.

AI-orchestrated customer onboarding — document collection, identity & CDD verification, sanctions and PEP screening, risk scoring, and compliance sign-off in a single audited workflow. Delivered as 5 specialized agents + 8-step workflow. You get Document Collection + Identity & CDD Verification and a dated evidence trail.

Production in 4 weeks • Audit trail

Get Threshold live — without the Banking & Financial AI drag.

AI-orchestrated customer onboarding — document collection, identity & CDD verification, sanctions and PEP screening, risk scoring, and compl… Implementation: Document Pipeline → Screening & Verification → Risk & Decisioning → Compliance & Launch.

Questions? Talk to a human • Responses in < 24h • Human signs every critical step

Evidence + audit trail•Azure AI Foundry + LangChain•Deterministic — LLM only for rationale