Threshold

Customer onboarding takes 5-10 working days. Compliance officers manually chase documents, re-verify identities, cross-check sanctions lists, and assemble audit files — most of it repetitive work that computers should do.

Every manual touch introduces rework and risk: missing documents bounce back to customers, screening gaps surface months later in audits, and a single missed PEP hit becomes a regulatory finding.

Onboarding time drops from 5-10 days to under 24 hours for routine cases — a 60%+ reduction that converts faster revenue and fewer dropped applications.

100% screening coverage across OFAC, EU, UN, and local watchlists with real-time updates, plus 70% fewer compliance escalations because false positives are filtered before they reach your desk.

Your compliance team signs off on complete, decision-logged case files — audit-ready in minutes, not days.

Threshold runs a parallelized onboarding pipeline. The intake agent collects and OCRs documents — ID, proof of address, incorporation papers, shareholding structures — and validates completeness against your checklist as they arrive.

The identity, due diligence, and screening agents then work in parallel: ID and corporate verification against government and business registries, sanctions, PEP, and adverse-media screening with fuzzy matching, and transparent risk scoring segmented by customer profile, jurisdiction, and product.

A decision layer auto-approves routine cases and routes complex ones to compliance officers with a packaged case file, recommended sign-off, and a complete decision log. Every step is immutable and exportable for regulator and internal audit.

Threshold keeps the compliance officer in control at every decision point. No black-box approvals: every risk score is explainable, every auto-approved case is below your agreed risk threshold, and every escalation arrives with the evidence trail already assembled.