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Enterprise Automation • Active

Mudad WPS Autopilot: KSA Payroll

WPS guardrail for KSA SMEs (5–200 staff) — validates every payroll before the 10th, builds the Mudad Wages File (Madar-compatible), cross-checks Qiwa/GOSI/Muqeem drift, and pushes Mudad alerts to WhatsApp within 48h. Zero rejections, ≥90% Mudad every month.

Live system: Guardrail pipeline, not a bank integration: ingest → validate → cross-check → build Madar SIF → client uploads via Mudad. Deterministic 90%/80% engine plus thre…

≥90% every month
Mudad Compliance
SAR 60k/mo saved*
Fine Prevented
0
Rejections
<48h
Alert SLA
Free 20-min discovery + 48h ROI audit Production-grade, not a demo48h to first value
✓
✓
✓
Validated Madar file delivered in 48h on your data • We never hold bank creds — you upload via Mudad • Borderline flagged
Why this vs status quo
Do nothing
≥90% every month lost
Manual Enterprise Automation
Build in-house
6–12 months
Hire + maintain
Mudad WPS Autopilot
SAR 60k/mo saved*
Weeks, not months
90% / 80% Pre-Check • Mudad Wages File Builder
Save ~10×

What ships

  • 90% / 80% Pre-Check — Validates the file before you upload: coverage ratio, missin…
  • Mudad Wages File Builder — Generates Madar-compatible WPS Wages Protection file from yo…
  • Qiwa / GOSI Cross-Check — Compares Qiwa contract amount vs payroll vs GOSI base. Flags…
  • 3-Way Drift Report — Sync check across Qiwa vs GOSI vs Muqeem employee lists — fi…
  • IBAN & Bank Validation — Validates IBAN, bank code, and SIF row structure. Catches bo…
  • Mudad Inbox + WhatsApp Push — Mudad alerts mirrored to dashboard + WhatsApp within 48h as …

Human signs every critical step • Audit trail included

Sample output & architecture

Mudad WPS Autopilot — Production Blueprint
Dated 18 Aug 2026 • #MUD-2026-041
Mudad Compliance: ≥90% every monthFine Prevented: SAR 60k/mo saved*Rejections: 0Enterprise Automation
Agents
Ingestion Agent • Validation Agent • Cross-Check Agent
Stack
Next.js, TypeScript, Excel/SIF Parser, Madar SIF Spec
Workflow preview
1. Ingest Your Data2. Validation Pass3. Qiwa/GOSI Drift Report4. Madar File Build
Data flow: Excel/SIF+Qiwa+GOSI+Template → Normalization → 90%/80% & IBAN Validation → Qiwa/GOSI/Muqeem Drift Report → Madar SIF Build → Client Upload via Mudad → Alert Mirror (WhatsApp <48h) → Dashboard + 5y Vault
Next.js + deterministic rules + WhatsApp API • MHRSD thresholds must be deterministic and citable — not LLMv1.0 • Audit trail

Why Next.js + deterministic rules + WhatsApp API wins

MHRSD thresholds must be deterministic and citable — not LLM guess. LLM only drafts rationale. No bank credential custody keeps scope to file validation and generation, which is exactly the 48h promise.

Alternatives: Full payroll SaaS (heavy, holds bank creds), Manual Excel + bank portal (no validation, no drift check)

How Mudad WPS Autopilot works — Day 0 — 2h to first value

Ingest Your Data → Validation Pass → Qiwa/GOSI Drift Report → delivery. Full 8-step trail collapses below.

01 • Day 0 — 2h
Ingest Your Data
You share last 2 payroll files, Qiwa employee list export, GOSI sheet, and bank WPS template. No bank credentials needed.
02 • < 5 min
Validation Pass
Validation agent runs 90%/80% coverage, missing employee scan, abnormal salary and IBAN checks.
03 • < 10 min
Qiwa/GOSI Drift Report
Cross-check agent diffs Qiwa vs payroll vs GOSI/Muqeem — delivers drift report with fix list before you touch Mudad.
Full 8-step audit trail
1
Ingest Your Data • Day 0 — 2h
You share last 2 payroll files, Qiwa employee list export, GOSI sheet, and bank WPS template. No bank credentials needed.
2
Validation Pass • < 5 min
Validation agent runs 90%/80% coverage, missing employee scan, abnormal salary and IBAN checks.
3
Qiwa/GOSI Drift Report • < 10 min
Cross-check agent diffs Qiwa vs payroll vs GOSI/Muqeem — delivers drift report with fix list before you touch Mudad.
4
Madar File Build • < 2 min
File builder generates validated Mudad Wages File (SIF) — Madar-compatible, checksummed, versioned.
5
You Upload via Mudad • Before 10th
You upload the validated file via Mudad yourself — we never hold bank creds. Rejection risk removed before submission.
6
Alert Inbox + WhatsApp • < 48h
Mudad alerts mirrored to dashboard and WhatsApp push within 48h. Day-20 auto-inspection and Nitaqat downgrade never missed.
7
Dashboard: % + Countdown • Real-time
Live dashboard shows compliance % now, countdown to 10th, last WPS report, and Nitaqat color impact.
8
Monthly Care Loop • Monthly
Each month: new file + pre-check before 10th, alert triage, Nitaqat note, 5-year vault, and rule update when MHRSD changes thresholds.

Which Enterprise Automation use case is yours?

Tap your model — see the exact hinge we test.

5–50 Staff Owner-Led Company

Owner signs SAR 2–3k/mo personally — one late cycle (20 × SAR 3,000 = SAR 60k) pays for a year of guardrail. No more firefighting 6–10h/mo.

Do nothing
≥90% every month wasted
  • • Manual Enterprise Automation process
  • • No audit trail
  • • No evidence for inspector/investor
Build in-house
6–12 months • Hire team
  • • Hire + train + maintain
  • • No re-run if product changes
  • • Hard to show investor quickly
Mudad WPS Autopilot — SAR 60k/mo saved*
8 steps • Agents • Evidence
  • 90% / 80% Pre-Check
  • Mudad Wages File Builder
  • Daily watch + re-run

Multi-agent mesh — orchestrated

Live system presentation

Mudad WPS Autopilot · Agent Mesh

ORCHESTRATOREnterprise AutomationIngestionACTIVEValidationNODE 02Cross-CheckNODE 03File BuilderNODE 04Alert & Complia…NODE 0512345678
Step 1Day 0 — 2h

Ingest Your Data

You share last 2 payroll files, Qiwa employee list export, GOSI sheet, and bank WPS template. No bank credentials needed.

Excel/SIF uploadQiwa exportGOSI sheetBank template mapping

Objections, answered

If it’s not answered, you’ll hesitate. So we answer it here.

WPS guardrail for KSA SMEs (5–200 staff) — validates every payroll before the 10th, builds the Mudad Wages File (Madar-compatible), cross-checks Qiwa/GOSI/Muqeem drift, and pushes Mudad alerts to WhatsApp within 48h. Zero rejections, ≥90% Mudad every month. Delivered as 5 specialized agents + 8-step workflow. You get 90% / 80% Pre-Check + Mudad Wages File Builder and a dated evidence trail.
Production in 48h • Audit trail

Get Mudad WPS Autopilot live — without the Enterprise Automation drag.

WPS guardrail for KSA SMEs (5–200 staff) — validates every payroll before the 10th, builds the Mudad Wages File (Madar-compatible), cross-ch… Implementation: Ingest & Validate → Drift & File Build → Alerts & Dashboard → Care Loop.

Questions? Talk to a human • Responses in < 24h • Human signs every critical step

Evidence + audit trail•Next.js + deterministic rules + WhatsApp API•Deterministic — LLM only for rationale